幸运哈希源码出售:Budget 2023: Reactions from the financial sector

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,"AmBank is pleased to contribute to the Government’s continued support for the growth of small to medium enterprises (SMEs), which are a key contributor to Malaysia’s economy," said Datuk Sulaiman Mohd Tahir, group CEO, AMMB Holdings Bhd

Datuk Sulaiman Mohd Tahir, group CEO, AMMB Holdings Bhd

Budget 2023 to Spur Economic Recovery and Strengthen Fiscal Responsibility Focused on economic recovery and fiscal responsibility, the 2023 National Budget is aimed at strengthening our foundation to drive the nation’s socioeconomic development.

The Budget is indeed reflective of the Government’s commitment to the wellbeing of the Rakyat, in tandem with ensuring Malaysia’s stability amidst continued headwinds in the current economic landscape.

AmBank is pleased to contribute to the Government’s continued support for the growth of small to medium enterprises (SMEs), which are a key contributor to Malaysia’s economy.

SMEs will certainly be able to benefit from the increased allocations and incentives, namely Semarak Niaga Keluarga Malaysia 2023 to RM45bil, encompassing direct loans, alternative financing and financial guarantees.

Alongside this, creating greater access to financing for SMEs, Syarikat Jaminan Pembiayaan Perniagaan will increase the guarantee limit to up to RM9bil for SMEs, which will serve to drive further contribution to Malaysia’s economy.

In addition, the initiative to reduce taxable income for micro SMEs certainly bodes well, particularly within this challenging environment where many businesses are still recovering from the pandemic and are straddled with cash flow issues.

To continue unlocking growth potential and transform as future-ready businesses, it is vital that SMEs embrace digitalisation, while tapping into sectors with strong prospects.

In line with this, the Government’s establishment of an RM10bil fund via Bank Negara to support the automation and digitalisation of SMEs, as well as the tourism and agriculture sectors is indeed timely and necessary.

As Environmental, Social and Governance (ESG) standards continue to gain prominence in the international arena, the RM1bil allocation under the Low Carbon Transition Financing Fund for SMEs will help to strengthen business resilience and sustainability while contributing to Malaysia’s aspirations towards net zero emissions.

Datuk Khairussaleh Ramli, group president and CEO of Maybank & chairman of the Association of Banks in Malaysia (ABM)

Budget 2023 seeks to balance the need for sustained domestic growth amidst global economic headwinds while ensuring fiscal prudence given current volatility seen in financial and currency markets.